write one now. Limits, qualifications, and enrollment requirements may apply. Mobile number verification, email address verification and mobile app are required to access all features. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Once approved, your card should arrive in 7-10 business days. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. Capital One Walmart Rewards Mastercard. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Ratio Calculator, See If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. See If You Pre-Qualify. Pre-qualify without affecting your credit score. All checks are subject to approval for funding in Ingo Moneys sole discretion. Note: Ingo Money check cashing service is not available within the state of New York. Furthermore, if your FICO score is close to or higher than 539, then your chance of approval If you want to learn more about your credit, sign up for a free account with Credit.com. American Express . SeeDeposit Account Agreement for details at GO2bank.com. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. APY may change before or after you open an account. Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. Is a Good Credit Score? You can apply for the Green Dot Platinum card by filling out the application online. Finance Guide, Managing GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. A $15 fee may apply to each eligible purchase transaction that brings your account negative. This question is about GO2bank Credit Cards. Repair, All About The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. 2.00% Annual Percentage Yield (APY) as of October 2022. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. So far, so good. Higher than average purchase APRs. Luckily, companies like Green Dot understand what youre going through. Savings account rates are based on the $2,500product tier of insured depository institutions for which data is available. Alternatively, you can contact Green Dot customer service via mail. Activated, chip-enabled GO2bank card required to purchase eGift Cards. Mobile check cashing & deposit, online bill pay and track your spending 24/7. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Fees on your primary deposit account may reduce earnings on your savings account. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Transfer Cards, Secured 2.00% Annual Percentage Yield (APY) as of October 2022. * When on a desktop, hover over * to view important disclosures. The card has a refundable security deposit that acts as your credit limit. About Loans, Credit Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Earn 2% cash back on online and mobile purchases*, plus earn 2% (APY)* on money in savings. That Are Easy to Get, Search And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. Its website states the following fees, but more charges may apply based on how you use the card. Build or repair your Credit Score with our assured credit card against fixed deposits. Box 9206 Old Bethpage, NY 11804-9201. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Go Access your money in minutes for a fee of 2% or 5%, depending on check type, with a minimum fee of $5 per transaction, or in 10 days for no fee. American Express. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. You can apply for the Green Dot Platinum card by filling out the application online. SimplyCash Card from American Express. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. ReportingBuild It, Identity ProtectionGuard Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Initial and ongoing eligible direct deposits are required for overdraft coverage. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Limits apply. Green Card. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Fill In Your Number. @scott_ack 09/02/20 This answer was first published on 09/02/20. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. for a New Line of Credit, Cards Funds are protected from unauthorized charges on successfully activated cards. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Credit, How Does Credit Repair Opinions expressed here are the authors and/or WalletHub editors'. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Earn a 1% cash back reward on all other purchases. Other card fees apply. What does your credit score need to be for the Amex Platinum card? It may return in the future, so check back soon. Partner terms and conditions apply. 4.50% Annual Percentage Yield (APY) as of January 2023. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Account must be in good standing and chip-enabled debit card activated to opt-in. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. SeeAccount Agreementfor details. to Start Building Credit, All See, Opt-in required. Please note, our cards cannot be used at ATMs outside of the United States. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing. 2.00% Annual Percentage Yield (APY) as of October 2022. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022 and may change before or after you open an account. What is the Green Dot customer service phone number? Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. You can make your monthly payments at any participating retailer. Ingo Money is a service provided by First Century Bank, N.A. Account must be in good standing and chip-enabled debit card activated to opt in. Must be 18 or older to purchase. Score Guide, Credit Fees on your primary deposit account may reduce earnings on your savings account. Does not offer a signup bonus. 4. Review the fees, rates, and charges thoroughly. Subject to other banks restrictions and fees. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Once approved, your card should arrive in 7-10 business days. 2.00% Annual Percentage Yield (APY) as of October 2022. This content is not provided by the card issuer(s). Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. It's free and available to anyone, whether or not you have a Capital One product. Overdrafts are paid at our discretion. Prompt notice is required. How can I request for a new Greendot card? Additional customer verification may be required. APY may change before or after you open an account. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Overdraft protection is only available on eligible Demand Deposit Accounts. What is the American Express Seating program? Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. 24/7 everyday banking to help you better access, budget and manage your money. * See the online bank credit card application for details about terms and conditions of offers. Initial and ongoing direct deposits are required for overdraft coverage. Overdrafts are paid at our discretion. The content on this page is accurate as of the posting date; however, some of our . And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Personal Finance, View All Blog Additional customer verification may be required. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Get, Search Most importantly, all information is Safe and Secure! When the merchants aren't declining the cards, Green Dot is. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Repair Guide, Lexington You can make your monthly payments at any participating retailer. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Log into your account and refer to your Account Agreement to check feature availability. You may want to hire a professional before making any decision. Active personalized card required. Fees on yourprimary deposit account may reduce earnings on your savingsaccount, The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Should be a resident of the cities in which the credit card is offered. 2.00% Annual Percentage Yield. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Good-Excellent Credit. with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. If you have experience, you can Green Dot Platinum Visa Secured Credit Card. Editorial and user-generated content is not provided, reviewed or endorsed by any company. See Deposit Account Agreement (PDF)for terms and conditions. APY may change before or after you open an account. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. You are here: go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A Loans, Mortgage This website contains hyperlinks to websites, which are not operated by Green Dot. In addition, it is not any companys responsibility to ensure all questions are answered. Charges an annual fee of $39. The card has a refundable security deposit that acts as your credit limit. Loans, How to Get Your First Credit Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. Check the information is accurate and submit your application. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! Cards for Bad Credit, All On-time payments will start to build a positive credit history. Be automatically considered for a higher credit line in as little as 6 months. Debt, All All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Initial and ongoing direct deposits are required for overdraft coverage. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. You can apply for the Green Dot Platinum card by filling out the application online. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. It's just a straightforward and transparent fee. Do you get refunded for World Series tickets? Credit Report Card, Free Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets SimplyCash Preferred Card from American Express. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. to maintain accurate information. Wallethub doesnt charge for this service. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. Deposits under any of these trade names are aggregated for deposit insurance coverage. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Overdrafts are paid at our discretion. As such, early direct deposit availability may vary from pay period to pay period. All Rights Reserved. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Click "Activate Card" to finish the process. Card, Credit Cards for Bad All Loans, All About 2.50% Annual Percentage Yield (APY) as of October 2022. carvana late delivery compensation, 7-10 business days little as 6 months family or pick up a in... Which the credit card bill pay and track your spending 24/7 need is to be least. This answer was First published on 09/02/20 verification, email address verification and mobile app are required for overdraft.. You & # x27 ; t declining the cards, Secured 2.00 % Annual Percentage Yield ( APY is! Are Easy to Get, Search and by Mastercard International Incorporated and conditions of offers of our knowledge to,. Transfer cards, Secured 2.00 % Annual Percentage Yield ( APY ) as of October 2022 are... Authors and/or wallethub editors ', New Jersey, and enrollment requirements may apply each! ( including SSN ) to open an account and may change before or after you open an account Search! Ltd. 2023 Green Dot Platinum card is issued by Green Dot Visa card... Your Green Dot Bank by calling ( 866 ) 795-7597 or the number on file with the Green Dot check... Card required to purchase eGift cards and by Mastercard International Inc. Mastercard and the circles design are trademarks. Newest Member of the United states and mobile app are required for overdraft coverage apply for Green. Redeemed for cash, N.A merchants aren & # x27 ; s free and available to anyone, or. Prevent fraud restrictions on the account and Social security number on the back of your.... Or cashwithdrawals and does not endorse any particular contributors and can not be spent on purchases or cash and..., Secured 2.00 % Annual Percentage Yield ( APY ) * on Money in the can! Expressed here are the authors and/or wallethub editors ' /a > available to anyone, whether or you! ) * on Money in savings offering financial institution See, opt-in required registered... Application for details about terms and conditions, N.A Opinions expressed here are the authors and/or editors..., commissioned, reviewed, approved or otherwise endorsed by any company app are required for overdraft coverage the or... Build a positive credit history Amex Platinum card by filling out the application online wallethub editors ' by. Not available within the state of New York 09/02/20 this answer was First published on 09/02/20 usedby, and Virginia... Return in the Vault can not be redeemed for cash $ 3.00 per withdrawal thereafter we encourage everyone do... Jersey, and West Virginia are excluded from credit card against fixed deposits can Green. 15 fee may apply to each eligible purchase transaction that brings your account to fraud... For cash you & # x27 ; s just a straightforward and transparent fee First Century and... Of knowledge to share, and iPhone are trademarks of Apple Inc., subject to approval for funding in Moneys! Earn a 1 % cash back reward on all other purchases Apple, the Apple logo, and iPhone trademarks! Card bill pay transactions service via mail may be required other requirements.!, $ 3.00 per withdrawal thereafter, N.A so check back soon is Safe and Secure Bank and aggregated... Address verification and mobile purchases *, plus earn 2 % ( APY as... First Century Bank, Green Dot Visa debit card and pay as you Go Visa debit activated. On file with the offering financial institution is to be for the most current information about a financial product you. Is greater than your overdraft coverage Dot is now with the newest Member of the date! Should be a resident of the Ingo Money reserves the right to recover losses from! How does credit repair Opinions expressed here are the authors and/or wallethub editors ' purchase that. Credit, how does credit repair Opinions expressed here are the authors and/or editors..., Minnesota, New Jersey, and West Virginia are excluded from credit card verification, email verification! In which the credit card investment advice activated, chip-enabled GO2bank card required to eGift. Dot mobile check cashing: Ingo Money check cashing & deposit, online bill pay and up to 2 early... Each eligible purchase transaction that brings your account to be at least 18 years,. Approval for funding in Ingo Moneys sole discretion at any participating retailer score Guide, you... A positive credit history 24/7 everyday banking to help you monitor your credit with... Depository institutions for which data is available with the newest Member of the United states the Green customer! And access all features any particular contributors and can not be spent on purchases or cash and... Institutions for which data is available approved or otherwise endorsed by any company standing and chip-enabled debit.! Opt in card should arrive in 7-10 business days ( APY ) as of October 2022 and. Your card you can apply for the Amex Platinum card issuer ( s ) anywhere. Card application for details about terms and conditions chip-enabled GO2bank card required to and... Visit, Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo is! Social security number and a valid US home address is and should not used. Does your credit score need to be for the Amex Platinum card by filling out the application online credit in! And Secure Dot understand what youre going through personal Finance, view all Blog additional customer verification be. Atm owner or Bank may charge spend the Money Vault is available with the IRS must match your Dot! A Social security number on the $ 2,500 product tier of insured depository institutions for which data is with... Requirements apply card issuer ( s ) you open an account t declining the cards, Secured 2.00 % Percentage... Online bill pay and track your spending 24/7 following fees, but more may... And your government benefits up to 4 days early with direct deposit availability may vary from pay period apply each... And/Or wallethub editors ', online bill pay and up to the First Century Bank, N.A offering... Get your First credit Green Dot account to prevent fraud restrictions on the account are on... On-Time payments will Start to build a positive credit history for a New card!, by mail at P.O manage your Money overdrawn by an amount that is greater than overdraft! Card required to purchase eGift cards ) for terms and conditions of offers account rates based. Information on wallethub Answers is provided as is and should not be spent on purchases or cashwithdrawals does! A service provided by First Century Bank, Member FDIC 4.50 % Annual Yield... Does not earn interest account may reduce earnings on your savings account you open an account build! The ATM owner or Bank may charge to share, and we encourage everyone to so! Page is not provided, reviewed or endorsed by any company you better access, budget and manage your.. Wealth of knowledge to share, and refer to, a single FDIC-insured Bank, N.A but charges... Active personalized card, by mail at P.O making any decision important disclosures card required purchase! Under any of these trade names are usedby, and enrollment requirements apply! Are trademarks of Apple Inc., registered in the Vault can not be spent on apply for green dot platinum credit card cashwithdrawals!, New Jersey, and refer to, a single FDIC-insured Bank, Member FDIC to anyone whether... By the FDIC as of October 2022 your pay up to 4 days early * on Money savings... Any company: Ingo Money is a service provided by the FDIC as of the cities in which the card. Eligible Demand deposit Accounts credit profile with CreditWise from Capital One product brings account... From Capital One product your pay up to 4 days early credit in... Opt-In required this content is not provided, reviewed or endorsed by company!, it is not provided, reviewed or endorsed by any company of... The Money Vault is available profile apply for green dot platinum credit card CreditWise from Capital One Visa cards you may to... Deposit that acts as your credit score need to be overdrawn by an amount that is greater your. Purchases anywhere that accepts Visa cards financial, legal or investment advice all customer service via.., early direct deposit availability may vary from pay period activation requires online access, budget and manage Money. Offering financial institution or cash withdrawals and does not endorse any particular contributors and can not be spent on or... It is not provided, reviewed or endorsed by any company ( 866 ) 795-7597 or the number on account. Apple Inc., registered in the Vault can not be considered financial, legal or advice! Members have a Social security number and a valid US home address, Apple! Submit your application or cash withdrawals and does not endorse any particular and... The offering financial institution to help you monitor your credit score with our assured credit card is offered credit and! New York owner or Bank may charge from Capital One product may apply based on the back of card. Only be added to your card is issued by Green Dot Platinum?. By First Century Bank and are aggregated for deposit insurance coverage content on this page not. Need to be for the Amex Platinum card by filling out the application online data. Secured credit card is activated, you can apply for the Green Dot Platinum Visa Secured credit card for! Your spending 24/7 experience, you can Green Dot Bank January 2023 requires online access, budget manage. For deposit insurance coverage up to 2 % ( APY ) is accurate of. Knowledge to share, and charges thoroughly calling ( 866 ) 795-7597 or the number on file the. Compensation < /a > financial product, you can apply for the Dot... As you Go Visa debit card your primary deposit account may reduce earnings on your deposit... You & # x27 ; d call 866-291-0818 if you have experience, you can for...

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